Why is parental consent often required for minors applying for a driver's license?

Parental consent is often required for minors applying for a driver's license because minors typically lack the legal capacity to enter into binding contracts or legal agreements on their own. This fundamental legal principle means that since minors are not considered legally responsible for their actions in the same way adults are, they cannot unilaterally sign legal documents, including those necessary to obtain a driver's license. Requiring parental consent helps ensure that a responsible adult is involved in the decision-making process, which is important for the minor’s safety and accountability when operating a vehicle.

The other options, while related to various concerns around driving and legal responsibilities, do not address the crucial requirement of legal consent for minors effectively. For instance, ensuring responsible driving habits and maximizing insurance coverage are important factors but do not directly explain the necessity of parental involvement in legal agreements. Waiving fees may not involve the fundamental legal considerations present in the context of obtaining a driver's license.